Terms of Use

This Privacy Policy provides information on the collection, use, and sharing (collectively referred to as “processing” or “process”) of personal information collected in connection with your use of the TOE Blog website (the “Site”), mobile applications, and social media pages that link to this Privacy Policy and your interactions with our personnel. This Privacy Policy also explains the privacy rights you have in relation to these processing activities.

This Privacy Policy was last updated on March 22, 2021. However, the Privacy Policy can change over time, for example to comply with legal requirements or to meet changing needs. The most up-to-date version can be found on this website. In case there is an important change that we want to highlight to you, we will also inform you in another appropriate way (for example via a pop-up notice or statement of changes on our website).

As used in this Privacy Policy, ‘personal information’ or ‘personal data’ means information that relates to an identified individual or to an identifiable individual. For example, this could include among other things your name, address, email address, business contact details, or information gathered through your interactions with us via our website or at events. Personal information is also referred to as ‘information about you.’ For more detail about the types of information about you that we may process, please refer to Section 3 below.

Terms of Service

Welcome to the TOE Blog website, (https://www.tonyelumelu.com) (the “Site”) – a blog and repository for Tony O. Elumelu, C.O.N to share his personal thoughts, opinions, business views and lifestyle.

Introduction

This page states the terms and conditions under which you may use this Site. By accessing this Site, you indicate your acknowledgement and acceptance of these terms of use. These terms of use are subject to change at any time at the discretion of the Owner. Your use of this Site after such changes are implemented constitutes your acknowledgement and acceptance of the changes. Kindly consult these terms of use on a regular basis. You as the viewer agree to review the Terms and Conditions on a periodical basis.

1. Privacy Policy

Please review the Privacy Policy, which is part of these Terms of Use and describes how we handle any personal information about users of the Site. By accessing, browsing, or using the Site, you expressly consent to the collection, use, storage, processing, and disclosure of your information, including personally identifiable information, as described in the Privacy Policy.

2. Information on the Site

This Site is an information sharing platform for Tony O. Elumelu to share his personal thoughts, opinions, business views and lifestyle. No liability shall be incurred and no responsibility shall be borne for any injury, loss, damage or expense incurred by any individual as a result either directly or indirectly of any information published on this Site. In using this Site, you acknowledge and agree that the terms set forth are fundamental to the usage of the Site, and that the Site would not be provided to you in the absence of such terms.

3. Restrictions on Use

You may use this site for purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without the Owner’s express prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this site, or (ii) frame this site, or (iii) hyper-link to this site, without the express prior written permission of the Owner. For purposes of these Terms of Use, ‘co-branding’ means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with the Owner in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.

4. Proprietary Information

The material and content accessible from this site, (the ‘Content’) is the proprietary information of the Owner or the party that provided the Content to the Owner, and the Owner or the party that provided the Content to the Owner retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of the Owner, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. You may not use the Site materials or Content for any commercial purpose. Modification or use of the Content except as expressly provided in these Terms of Use violates the Owner’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this Site.

5. Third Party Links

The Site contains links to other websites. These links are provided solely as a convenience to you. No responsibility shall be borne for the content of linked third party sites and no representations are hereby made regarding the content or accuracy of materials on such third-party websites. If you decide to access linked third-party websites, you do so at your own risk and in accordance with the prevailing terms and conditions and privacy policies of the respective sites.

6. Governing Law

Any disputes, claims or proceedings arising out of or in any way relating to the materials or the Site shall be governed by the laws of the Federal Republic of Nigeria. The Nigerian Courts shall have exclusive jurisdiction for the purpose of any proceedings arising out of or in any way relating to the materials or the Site. If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term. The Owner may at any time and without liability modify, suspend or discontinue the Site or any materials (or any part or specification thereof), with or without notice, for any valid technical, operational or commercial reasons. These Terms and Conditions constitute the entire agreement between you and the Owner with respect to the use of the Site.

7. Disclaimer

EXCEPT WHERE EXPRESSLY PROVIDED OTHERWISE, THE SITE, AND ALL CONTENT PROVIDED ON OR THROUGH THE SITE, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE DO NOT MAKE ANY REPRESENTATIONS, WARRANTIES, OR CONDITIONS, EXPRESS, IMPLIED, OR STATUTORY AND HEREBY DISCLAIM ANY AND ALL WARRANTIES WITH RESPECT TO THE SITE. IN PARTICULAR, WE MAKE NO WARRANTY THAT THE SITE OR CONTENT: (A) WILL MEET YOUR REQUIREMENTS; (B) WILL BE AVAILABLE OR PROVIDED ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; (C) WILL BE ACCURATE, COMPLETE, OR RELIABLE, OR (D) WILL BE FREE FROM VIRUSES, WORMS, OR OTHER HARMFUL OR MALICIOUS COMPONENTS. NOR DO WE WARRANT THAT ANY DEFECTS OR ERRORS ON THE SITE OR CONTENT WILL BE CORRECTED. WE DO NOT ASSUME ANY LIABILITY RELATING TO DELAYS OR INTERRUPTIONS ATTRIBUTABLE TO THIRD PARTY FAILURES BEYOND OUR CONTROL. THE SITE AND ALL CONTENT OR MATERIALS YOU DOWNLOAD OR OBTAIN FROM THE SITE IS ACCESSED AT YOUR OWN RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE OR LOSS THAT RESULTS THEREFROM. THE OWNER RESERVES THE RIGHT TO MAKE CHANGES OR UPDATES TO, AND MONITOR THE USE OF, THE SITE AND CONTENT PROVIDED ON OR THROUGH THE SITE AT ANY TIME WITHOUT NOTICE.

8. LIMITATION OF LIABILITY

IN NO EVENT SHALL THE OWNER BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA OR DATA USE, INCURRED BY YOU OR ANY THIRD PARTY, WHETHER IN AN ACTION IN CONTRACT OR TORT, ARISING FROM YOUR ACCESS TO, OR USE OF, THE SITE OR ANY CONTENT PROVIDED ON OR THROUGH THE SITE.

9. EXCLUSIONS AND LIMITATIONS

SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OR EXCLUSION OF CERTAIN WARRANTIES OR THE DISCLAIMER, EXCLUSION OR LIMITATION OF CERTAIN LIABILITIES. TO THE EXTENT THAT THEY ARE HELD TO BE LEGALLY INVALID, DISCLAIMERS, EXCLUSIONS AND LIMITATIONS SET FORTH IN THESE TERMS OF USE, DO NOT APPLY AND ALL OTHER TERMS SHALL REMAIN IN FULL FORCE AND EFFECT.

9. EXCLUSIONS AND LIMITATIONS

SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OR EXCLUSION OF CERTAIN WARRANTIES OR THE DISCLAIMER, EXCLUSION OR LIMITATION OF CERTAIN LIABILITIES. TO THE EXTENT THAT THEY ARE HELD TO BE LEGALLY INVALID, DISCLAIMERS, EXCLUSIONS AND LIMITATIONS SET FORTH IN THESE TERMS OF USE, DO NOT APPLY AND ALL OTHER TERMS SHALL REMAIN IN FULL FORCE AND EFFECT.

10. INDEMNITY

YOU AGREE TO INDEMNIFY AND HOLD HARMLESS, THE OWNER, FROM AND AGAINST ANY AND ALL LIABILITY, COSTS, CLAIM, AND EXPENSES ARISING AS A RESULT OF YOUR USE OF THE SITE AND ANY VIOLATION OF THESE TERMS.

11. Termination

The Owner reserves the right to terminate the Site and this User Agreement at any time without notice for any reason, including for your violation of these Terms, or our Privacy Policy. The Limitation of Liability and Governing Law Sections of this User Agreement survive any such termination.